Flooding can come out of nowhere, but other times meteorologists have the ability to tell homeowners where and when it's going to strike. 

This often occurs when a large rainstorm, and in some cases even a snowstorm, is about the take place. Homeowners monitoring the future weather forecast might think they only need to worry about themselves, their family and possessions, but in a recent TED Talk from Caitria and Morgan O'Neill, founders of Recovers.org, said those facing a natural disaster also need to keep an eye out for their community.

Start preparing before the disaster strikes
According to Caitria and Morgan O'Neill, on average it takes first responders 72 hours to get to a disaster area and during intense flooding this can take even longer. For this reason, households and the surrounding community need to ensure they have enough supplies to last at least three days.

Although this is possible to accomplish on a home-by-home basis, those looking to make it a community effort should consult other towns across the country that have plans for similar initiatives already in place.

Care for your family first and the community second  
Prior to checking up on your neighbors, make sure your family is in a good place. They should be your primary concern. Although it may seem admirable to start wading into the flood waters to check on fellow households around you, you could be putting yourself in harm’s way.

Contact the outside world as soon as possible
In the wake of a flood that leaves you stranded it may be your first thought to start calling loved ones and emergency services. However, Caitria and Morgan O'Neill recommend sending a text message instead. This will ensure the local cellular network isn't over-burdened, bringing communication to a standstill.   

Financially preparing your home for natural disaster, in the form federal flood insurance, can be a confusing process. However, experts at Wright Insurance are here to help homeowners in flood prone areas maximize their coverage and get claims paid quickly when there is a disaster.